2026 CPF Changes

2026 CPF Changes

Executive Summary The Central Provident Fund (CPF) system is implementing significant reforms effective January 1, 2026, marking a critical juncture in Singapore’s retirement adequacy strategy. These changes represent the final phase of adjustments initiated in...
The Albatross File

The Albatross File

Key Revelations The documents reveal that Singapore’s separation was negotiated between leaders of both nations, rather than being a sudden, unilateral expulsion by Malaysia Wikipedia. This challenges the long-held narrative of Singapore being “kicked...
SINGAPOREANS RETIRING ABROAD

SINGAPOREANS RETIRING ABROAD

EXECUTIVE SUMMARY Singapore faces a unique retirement paradigm distinct from Western nations. While Americans retire abroad primarily due to political dissatisfaction and healthcare costs, Singaporeans are driven by cost arbitrage opportunities in Southeast Asia while...
Gen X Retirement Crisis

Gen X Retirement Crisis

Executive Summary Singapore’s Generation X (born 1965-1980, now aged 45-60) faces a significant retirement adequacy crisis despite having the CPF system throughout their working lives. Only 38% feel confident they can retire comfortably, and approximately 30%...
Lebanese Hezbollah Disarmament

Lebanese Hezbollah Disarmament

Executive Summary Lebanon’s ongoing effort to disarm Hezbollah represents one of the most complex security transitions in the Middle East. Following the November 2024 ceasefire between Israel and Hezbollah, the Lebanese government faces the challenge of...