by chung chinyi | Jul 3, 2025 | Uncategorized
The Problem with Misguided Saving The article identifies three main problematic motivations for saving: Fear-Based Saving: Often rooted in past financial trauma or growing up in households with money stress. This creates a scarcity mindset where people obsessively...
by chung chinyi | Jul 3, 2025 | Uncategorized
Singapore Hawker Centers: Complete Stall & Dish Review Guide With prices climbing higher each day, eating well on a budget matters more than ever. Hawker centers offer the perfect answer — delicious meals that don’t break the bank. Picture a steaming bowl of...
by chung chinyi | Jul 3, 2025 | Uncategorized
Subscription cancellation represents one of the most immediate and impactful financial optimization strategies for Singaporean consumers. With the average revenue per user (ARPU) for TV and video services alone projected at US$227.90 in 2024, and 89% of Singaporeans...
by chung chinyi | Jul 3, 2025 | Uncategorized
Ripple’s application for a US national bank charter represents a watershed moment in cryptocurrency’s evolution toward mainstream financial integration. This strategic pivot carries profound implications for global payments infrastructure, particularly for...
by chung chinyi | Jul 2, 2025 | Uncategorized
Hungry for a new adventure? The Singapore River is calling. Here, food isn’t just a meal — it’s an experience. Walk along the water. The lights shimmer. The aroma from hidden stalls draws you in. Taste spicy laksa by the riverside. Try satay, grilled just for you....
by chung chinyi | Jul 2, 2025 | Uncategorized
Reverse budgeting in Singapore presents unique opportunities and challenges within the city-state’s distinctive financial ecosystem. The CPF system, HDB housing policies, and high cost of living create a complex landscape where traditional reverse budgeting...
