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Recession survival guide tips

Recession survival guide tips

Recession survival guide tips The five main things to avoid: Co-signing loans – Higher risk of both parties facing job loss or income decline Adjustable-rate mortgages (ARMs) – Rates typically fall early in recessions but rise during recovery Taking on new...
Strategies to reduce monthly bills

Strategies to reduce monthly bills

Understanding your spending is crucial—you can’t make meaningful changes without knowing where your money actually goes. Tracking your spending through bank statements, apps, or simple spreadsheets gives you the Awareness needed to identify problem areas....
Strategies to weather financial uncertainty

Strategies to weather financial uncertainty

The emphasis on building emergency savings and paying down debt makes particular sense during volatile times. Having 3-6 months of expenses readily available provides crucial breathing room, while reducing variable-rate debt protects you from rising interest costs...
Using prepaid cards to pay bills

Using prepaid cards to pay bills

Can you pay bills with prepaid cards? Yes, both prepaid debit cards and network-branded gift cards (Visa/Mastercard) can be used to pay bills, provided there are sufficient funds loaded on the card. How it works: The card’s processor (Visa, MasterCard, Discover,...