by chung chinyi | Jul 9, 2025 | Uncategorized
Introduction: Singapore’s Wealth-Building Advantages Singapore offers unique advantages for wealth building: High-yield savings accounts (up to 3-4% p.a. with digital banks) Tax-efficient environment (no capital gains tax, low personal income tax) Strong CPF...
by chung chinyi | Jul 9, 2025 | Uncategorized
1. Start With an Emergency Fund (Singapore-Specific Strategy) The Singapore Reality Check While the original article suggests that 60% of Gen Z lacks three months of emergency savings, Singapore’s unique financial ecosystem requires a more nuanced approach. With...
by chung chinyi | Jul 8, 2025 | Uncategorized
Part I: United States Minimum Wage System – Comprehensive Analysis Current Structure and Landscape The United States operates under a dual-tier minimum wage system where federal and state governments can set different rates, with the higher rate taking...
by chung chinyi | Jul 8, 2025 | Uncategorized
Great Eastern Holdings’ failed delisting on July 8, 2025, represents a watershed moment for minority shareholder rights in Singapore. The failure to secure the required 75% approval threshold (achieving only 63.5%) signals a new era of assertive minority...
by chung chinyi | Jul 8, 2025 | Uncategorized
Wage garnishment represents one of the most severe forms of debt collection, fundamentally altering an individual’s financial landscape by legally redirecting a portion of their earnings before they receive their paycheck. This analysis examines the multifaceted...
by chung chinyi | Jul 8, 2025 | Uncategorized
All Singapore Citizens aged 21 and above in 2025 will receive $600 in SG60 Vouchers. Those aged 60 and above will get an extra $200. SG60 Vouchers can be used at participating hawkers and heartland merchants where CDC Vouchers are accepted. This means you can spend...