The Illusion of Wealth on Social Media
On social media, influencers often appear to be living incredibly lavish lives. Their feeds are filled with luxury vacations, designer clothes, and fancy dinners. Every post seems to showcase a new car or a high-end gadget. To their followers, it may seem as though...
Banking Sector Unrealized Losses and Risks
Current Situation: U.S. banks are holding approximately $500 billion in unrealised losses on securities investments ($482.4 billion at the end of 2024, recently rising to $515 billion). Historical Context: These losses stem from banks "chasing yield" during the...
Generative AI in Cybersecurity Analysis
Current Market Landscape The global generative AI in cybersecurity market is experiencing robust growth. It was valued at $2.45 billion in 2024 and projected to reach $7.75 billion by 2029, growing at a CAGR of 25.83%. By 2034, the market is expected to expand to...
Benefits of Bank-Backed Financial Planning Tools
Managing your finances effectively doesn't have to be overwhelming. While a recent MarketWatch survey found that 88% of respondents experience some level of financial stress, bank-backed personal financial management (PFM) tools can help simplify your financial...
Budget-Friendly Meals
Currently listing approximately 130 HDB rental coffee shops offering meals at $3.50 or less and drinks at $1.20 or below, the initiative plans to expand to all 374 HDB coffee shops by 2026. To support sustainability, HDB offers participating coffee shops a 5% rental...
Lawsuit challenging the CFPB’s open banking rule
Analysis of the Open Banking Lawsuit and Implications for Singapore Banks The U.S. Open Banking Lawsuit: Core Issues The lawsuit challenging the CFPB's open banking rule represents a significant battle over the future of financial data sharing in the United States....
Strategies to reduce monthly expenses
Update your phone plan: Consider switching to budget SIM-only plans (like Maxx's $9.90 for 290GB) instead of expensive contract plans with bundled phones. Question every bundle: Evaluate if bundled internet/TV packages are worth it compared to standalone internet...
Singapore’s pizza revolution
Singapore's Pizza Revolution: An In-Depth Review of Vincenzo Capuano and Pizza Studio Tamaki Singapore's already vibrant pizza scene is heating up with the arrival of two prestigious international pizza brands. In a city that food critic Tan Hsueh Yun aptly calls "the...
Singapore’s Design Camps for Kids
As the June school holidays approach (May 31 to June 29, 2025), parents seeking enriching activities for their children should consider the growing trend of design-themed holiday camps in Singapore. These innovative programs offer far more than just entertainment—they...
Singapore Application Security Market
Singapore Application Security Market Overview The Singapore application security market is demonstrating robust growth. With a current valuation of $183.5 million in 2024, it is projected to reach $213.8 million in 2025 (16.5% annual growth). Looking ahead, the...