by chung chinyi | Jul 6, 2025 | Uncategorized
Rise of Japanese Food Hawker Stalls Market Trends Chef Migration: Former restaurant chefs pivoting to hawker entrepreneurship Low Barrier Entry: Start-up costs $20,000-50,000 vs $300,000+ for restaurants Quality Focus: Restaurant-standard food at hawker prices Target...
by chung chinyi | Jul 6, 2025 | Uncategorized
Key Changes Starting April 1, 2025 Delivery Speed Adjustments: 75% of First-Class Mail will see no change in delivery times 14% will arrive faster than before 11% will be delivered more slowly (but still within 5 days) Service Types Affected: First-Class Mail...
by chung chinyi | Jul 6, 2025 | Uncategorized
Located at Guoco Tower, Pura Brasa introduces an exciting new chapter in Singapore’s Spanish dining scene with their comprehensive Pinchos menu – perfect for both casual after-work gatherings and sophisticated weekend dining. The Pinchos Experience: Small...
by chung chinyi | Jul 6, 2025 | Uncategorized
1. Foundation: Understanding Your Financial Position 1.1 Calculate Your Net Worth (Singapore Context) Assets in Singapore: Property: HDB flats, private condominiums, landed properties Consider current market valuations (use URA property price index) Factor in CPF...
by chung chinyi | Jul 6, 2025 | Uncategorized
Shrinkflation—the practice of reducing product sizes while maintaining prices—represents a sophisticated form of stealth inflation that has become increasingly prevalent in global markets. In Singapore’s unique economic and retail landscape, this phenomenon...
by chung chinyi | Jul 4, 2025 | Uncategorized
The Scale of the Problem According to the Federal Reserve Bank of St. Louis, about 16% of young people ages 18-24 are considered “disconnected youth” or NEETs, translating to nearly 5 million Americans. This represents a significant portion of an entire...
by chung chinyi | Jul 4, 2025 | Uncategorized
Understanding the Root Causes of Money Conflicts Cultural and Social Pressures in Singapore Money fights among couples in Singapore are intensified by unique cultural and economic pressures: The “Kiasu” Culture: Singapore’s competitive society...
by chung chinyi | Jul 4, 2025 | Uncategorized
While prices rise all around us, there’s still magic to be found in a simple hawker meal. Even with inflation, some dishes stay kind to your wallet and your soul. Take my recent find: Mr. Grumpy nasi ayam goreng. Crispy chicken, golden and hot, resting on a bed of...
by chung chinyi | Jul 4, 2025 | Uncategorized
Qonto’s filing for a French banking license represents a significant milestone in the European B2B fintech maturation cycle, with profound implications for Singapore and ASEAN fintech ecosystems. This analysis examines the strategic, regulatory, and competitive...
by chung chinyi | Jul 4, 2025 | Uncategorized
In Singapore, homeownership involves significantly higher costs than renting, with hidden expenses that can add S$30,000-S$80,000+ annually beyond mortgage payments. While renters pay a fixed monthly rental, homeowners face ongoing obligations including property...