by chung chinyi | Jul 9, 2025 | Uncategorized
Introduction: Singapore’s Wealth-Building Advantages Singapore offers unique advantages for wealth building: High-yield savings accounts (up to 3-4% p.a. with digital banks) Tax-efficient environment (no capital gains tax, low personal income tax) Strong CPF...
by chung chinyi | Jul 9, 2025 | Uncategorized
1. Start With an Emergency Fund (Singapore-Specific Strategy) The Singapore Reality Check While the original article suggests that 60% of Gen Z lacks three months of emergency savings, Singapore’s unique financial ecosystem requires a more nuanced approach. With...
by chung chinyi | Jul 8, 2025 | Uncategorized
Part I: United States Minimum Wage System – Comprehensive Analysis Current Structure and Landscape The United States operates under a dual-tier minimum wage system where federal and state governments can set different rates, with the higher rate taking...
by chung chinyi | Jul 8, 2025 | Uncategorized
Great Eastern Holdings’ failed delisting on July 8, 2025, represents a watershed moment for minority shareholder rights in Singapore. The failure to secure the required 75% approval threshold (achieving only 63.5%) signals a new era of assertive minority...
by chung chinyi | Jul 8, 2025 | Uncategorized
Wage garnishment represents one of the most severe forms of debt collection, fundamentally altering an individual’s financial landscape by legally redirecting a portion of their earnings before they receive their paycheck. This analysis examines the multifaceted...
by chung chinyi | Jul 8, 2025 | Uncategorized
All Singapore Citizens aged 21 and above in 2025 will receive $600 in SG60 Vouchers. Those aged 60 and above will get an extra $200. SG60 Vouchers can be used at participating hawkers and heartland merchants where CDC Vouchers are accepted. This means you can spend...
by chung chinyi | Jul 8, 2025 | Uncategorized
Market Overview: Major indices fell from record highs, with the S&P 500 down 0.8%, Nasdaq down 0.9%, and Dow down 0.9% Fresh tariff uncertainty drove the decline, with President Trump announcing 25% tariffs on imports from Japan and South Korea starting August 1...
by chung chinyi | Jul 8, 2025 | Uncategorized
Singapore’s property market presents unique challenges for borrowers with less-than-perfect credit scores. Unlike many Western markets, Singapore’s mortgage landscape is dominated by major local and international banks, with Credit Bureau Singapore (CBS)...
by chung chinyi | Jul 8, 2025 | Uncategorized
Singapore faces a unique convergence of demographic transformation and technological disruption. While the city-state is well-prepared for AI adoption, it stands highly exposed to AI’s workplace effects due to its large skilled workforce. The IMF estimates that...
by chung chinyi | Jul 8, 2025 | Uncategorized
Yum Cha Restaurant celebrates Singapore’s 60th anniversary with an innovative limited-time menu that brilliantly reimagines iconic local flavors through the lens of traditional dim sum craftsmanship. Available until August 31, 2025, this special collection...
